Brokerage: Key Equity Mortgage Brokerage, Licence #13821
Your #1 Choice for Trusted Mortgage Professionals.
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JADE
MENDOZA
After earning her degree in Business with a minor in Law from Ryerson University, Jade began her career as a mortgage underwriter at Capital Lending Centre in Toronto. Her expertise and dedication led her to become Director of Underwriting in 2019, where she managed a team of six underwriters, worked with over 40 lenders and three mortgage insurers, and oversaw an average of $350 million in mortgages annually.
Driven by her passion for real estate and commitment to exceptional client service, Jade transitioned into mortgage brokering to make a greater impact through personalized guidance.
Today, she combines her extensive underwriting experience, industry relationships, and financial expertise to help clients confidently navigate the mortgage process and secure financing solutions tailored to their needs.
Please visit my website for more information and to access my online mortgage application:
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MICHAEL
DUCIAUME
Born and raised in Timmins, Ontario, Michael grew up immersed in his family’s businesses, developing a strong foundation in customer service and entrepreneurship. After earning a diploma in International Business and a degree in Global Business Management and Finance, he pursued business ownership in the hospitality industry.
His experience as a first-time homebuyer inspired him to enter the mortgage industry, recognizing a need for greater guidance and personalized service in Northern Ontario.
Today, Michael combines his business background, real estate experience, and financial knowledge to help clients navigate the mortgage process with confidence. His focus remains on exceptional service, building lasting relationships, and finding mortgage solutions tailored to each client’s needs..
Please visit my website for more information and to access my online mortgage application:
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ISABELLE
LAPIERRE
Born and raised in Hearst, Ontario, Isabelle Lapierre began her career in the financial industry with Caisse Alliance, where she spent over 15 years developing expertise in financial management, budgeting, and customer service.
Recognizing the limitations of working with a single financial institution, Isabelle transitioned into mortgage brokering to provide clients with greater flexibility and personalized solutions. With access to over 50 lenders and financial institutions, she helps clients find mortgage products tailored to their unique financial goals.
Known for her friendly approach and commitment to exceptional service, Isabelle focuses on educating and empowering her clients to make confident financial decisions while building lasting relationships.
Outside of work, Isabelle enjoys spending quality time with her family and embracing the outdoors.
Please visit my website for more information and to access my online mortgage application:
MONIQUE
MEUNIER
With over 14 years of experience in the Timmins real estate market, Monique Meunier brings extensive local knowledge and a strong understanding of her clients’ needs. As both a licensed Real Estate Broker and a licensed Mortgage Agent since 2021, she offers a unique perspective on the homebuying and mortgage financing process.
Monique specializes in helping individuals and families navigate home purchases, investment properties, refinancing, debt consolidation, and mortgage renewals. Her combined expertise in real estate and mortgage financing allows her to provide personalized guidance and solutions tailored to each client’s financial goals.
Known for her approachable nature and commitment to client service, Monique focuses on educating her clients, simplifying the mortgage process, and building lasting relationships throughout Timmins and the surrounding communities.
Please visit my website for more information and to access my online mortgage application:
Our Services
01
Custom-Tailored
Mortgage Solutions
We offer expert advice to outline mortgage solutions specific to your objectives. We don't work for the bank, we work for you.
02
Secure the Best
Interest Rate
Gain access to more than 50 banks and mortgage lending institutions, therefore the most competitive rates available today.
03
Quick & Simple
Application Process
Mortgage applications made easy. Apply online within minutes so we can begin working for you immediately.
Some of Our Lenders
What Clients Are Saying
"Jade and Michael's responsiveness and detailed information as a first time home buyer in the hot market of Ottawa, ON was beyond what I could have asked for. Working with them to check financials and any risk mitigation made me feel confident putting a bid on a house. Their patience, time, professionalism and quick action was truly appreciated and helpful. Thank you for your help!"
Tianna H., Facebook Review
"Michael and Jade are by far the most professional, courteous, diligent, and hardworking brokers In our community. Their hard work, dedication and attention to detail will definitely make your purchase go smoothly and stress free. I highly recommend Jade and Michael to anyone who needs a mortgage. Whether your are a first time buyer or not, contact them for your purchase."
Kimmy E., Facebook Review
"If your looking for someone who will be with you every step of the way (whether your a first time or experienced buyer) and get you the mortgage that is suited for your financial situation, then Michael and the capital lending team should be your only call!"
Dustin W., Facebook Review
"Working as a full time realtor for the last 15 years, I've had the opportunity to work with many mortgage brokers. Michael and Jade really stand out in their field! Their expert knowledge and responsiveness is second to none. When I refer my clients to Michael and Jade, I know they'll receive the highest level of service possible. I can't recommend their team enough!! They're simply amazing at what they do."
Scott A., Google Review
"Jade was able to get me an amazing interest rate on my mortgage, and made the entire home buying process so easy! She is super knowledgeable and was able to answer all my question"
Krista G., Google Review
"Working with Michael and his team at Capital Lending Centre was a great experience. I’ve purchased a home with and without a broker agent, I can say with no doubt an agent makes life 100% easier. No stress from the banks, easy deadlines, and straight forward process in order to close. Would absolutely recommend this service to anyone."
Ryan J., Facebook Review
"Been working with Michael over the past few months to renew our mortgage. I couldn't have asked for better communication, service and effort. If you're looking for to work with someone's who's hard working and honest, Michael is your guy. Looking forward to working with him again"
Bryce O., Facebook Review
"Michael and Jade are the utmost professional, courteous, diligent, and hardworking brokers I have used. They work tirelessly to ensure that the transaction goes smoothly and I would recommend them to anyone who needs a mortgage."
Brandon T., Facebook Review
"Michael and Jade will find you the best mortgage for your needs without a doubt. They take pride in creating quality relationships with their clients and will go above and beyond to ensure you are looked after every step of the way. Being a first time home buyer, the stresses and uncertainties of securing the right mortgage were quite overwhelming amongst many other things. These two made the process simple and stress free. They were always available to answer any questions or concerns. You can't go wrong in choosing CLC Timmins. Thank you Michael and Jade!
Nick ., Google Review
"Jade helped me with my mortgage and made it a seamless, enjoyable process. Excellent service and received a great rate! Overall, very happy with my experience."
Megan B., Google Review
